Punjab Employee Pension Calculation

Punjab Pension Calculator

Government of Punjab — Official Revised Rules Rules Formula

Formula: 7/300 Split: 25% / 75% Auto-Commute Factor

Last 3 Years Basic Pay (1st July)

Basic Pay (2026)

Basic Pay (2025)

Basic Pay (2024)

Service & Scale Profile

Pay Scale Group BPS 01 to BPS 15 (25% Med Allowance) BPS 16 to BPS 22 (20% Med Allowance)

Qualifying Service (Years)

Retirement Age (Years)

Pension Breakdown

Total Monthly Take-Home

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3-Year Average Pay

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Adjusted Gross Pension

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Lump Sum Gratuity (25%)

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Base Monthly Pension (75%)

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Medical Allowance

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Early Penalty Deduction

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Age Commute Factor

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Calculations use Revised Pension Rules using (Average Pay × Qualifying Service × 7) / 300. Early retirement penalties apply at 2% per year under age 60.